C&G Safety & Environmental Limited

Management Liability Portfolio Insurance - Protecting you and your business from risk

Quick facts

1. The UK has 60 national regulators with an annual budget in excess of £3 billion
2. These regulators employ over 41,000 staff around 12,000 of which are inspectors
3. The Corporate Manslaughter Act is now in force affecting every business in the UK
4. Health and safety offences carry unlimited fines and the possibility of custodial sentences
5. Each year over 200,000 employee claims are brought to tribunal

Issues covered

The Management Liability Portfolio is the only policy which provides full regulatory protection for you and your business, including crisis management assistance, plus protection for;

• Defence costs of health and safety claims (corporate and directors and officers)
• Defence costs and awards of claims arising from pollution
• Defence costs and awards of claims arising from allegations from employees including wrongful dismissal, harassment, discrimination, breach of contract and even failure to employ
• Defence costs and awards of claims by third parties for claims arising from harassment or discrimination by an employee
• Defence costs of pension and employee benefit claims
• Defence costs and awards of claims alleging breach of data protection
• Direct financial loss arising from employee dishonesty

Plus

• Zero excess (H&S) on successful completion of a health and safety audit through C&G Safety & Environmental Limited
• Zero excess (HR) on successful completion of a business HR audit through HR Champions

Eligibility

In order for cover to be granted you will need to pass through a pre-qualification to ensure that you have the systems in place to manage risks effectively. This of particular importance for health & safety and human resources issues within the business and acceptance is subject to successful completion of the .

How much does it cost?

For an estimate of costs you will need to contact our insurance partners. Contact us to find out more but rest assured, cover starts at a very modest sum, about the cost of one laptop computer.